www.buyahome1.com/OurServices.html
Welcome To Buy A Home1 
- Our Services
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HomeBuyer Agents
is a company that represents buyers exclusively. We never list properties
for sale. There are many reasons why buyers should only work with an Exclusive
Buyer Agent. Our CARLOAD below will give you those that are most obvious.
The more obscure reasons, and perhaps the most important, will be discussed
after we meet you.
Exclusive
Buyer Agents have a CARLOAD
of
Responsibility:
Confidentiality:
I won't tell the seller, his agent, or anyone else anything you don't want
me to tell. I won't reveal your negotiating strategy, financial position
or top price.
Accessability:
I will show you every property that might be suitable. I will not avoid
so-called troublesome properties such as renter occupied, for sale by owner,
foreclosures, probate and government-owned.
Reasonable
Care:
I'll use my expertise, negotiating skills and knowledge to your benefit.
I will make available lists of qualified experts, such as property inspectors,
termite companies, lenders and insurors.
Loyalty:
You'll have my undivided loyalty. I can show you any property and I can
negotiate on your behalf without prejudice because I do not list property
for sale, nor does my company.
Obedience:
You're the boss! I'll obey your lawful instructions in dealing with your
real estate business. I will give helpful advice so you can make informed
decisions.
Accountability:
I'll account to you for any money or property I handle for you, and I won't
accept any commissions, bonuses or free trips without your consent.
Disclosure:
I will tell you everything I know or can learn good or bad about the property,
its value, or the seller's motivations. I will run a comparable market
analysis, so you will know if the home is priced above or below the current
market for the neighborhood.
Copyright 1992-2004, Becky Swann,
IRED.Com, Inc.
Did you
know that we will show you For Sale By Owners?
Unlike ordinary agents, we show FSBO's!!
Our agents show you all homes you might want, even tenant-occupied, foreclosures,
REOs, probate, government-owned, fixers, bank-owned, VA, HUD, mountain
homes and other properties that most agents don't like to show, or refuse
to show.
When it is time to negotiate on the purchase price and terms, as well as
for needed repairs discovered in the inspection process, that's when we
shine. We negotiate on your behalf 100%.
Our effort to save you money is only part of our job! We will actually
guide you away from bad deals. We never represent sellers. And we give
you lots of good tips. Some examples:
.
1. Terms...
Did
you know that it is to your advantage to pay $5,000,000 for a $500,000
home if you can name whatever terms you want? Be careful, "terms" are very
important and can help you a whole lot, or they can hurt you! A low price
can bring a smile to your face. But it can also be a rip-off if the terms
are out of line.
2. Commissions
for
bringing in the buyer are built into the price of most real estate transactions.
Whatever agent writes up a contract for you in California gets the commission,
even if it is the sellers' agent. Did you know that in a national survey
most buyers of homes thought the seller's agent was
their
agent? You can get your own Exclusive Buyer Agent at no additional cost
and have someone representing you, instead of the seller.
3. Zero
Down is now possible on most any home in most any price range up to
the mid-$400,000s. We will direct you to lenders doing zero down loans
if you do not already have one.
4. Credit
problems are not a big hindrance to buying a home if you qualify on
all the other usual requirements. However, it is unlikely you will get
the interest rate and/or points you want.
5. Quick
Qualifiers - loans are available that allow you to buy a home without
proof of employment. The minimum requirements are:
a loan application
25% down payment
a good credit
report
a purchase
contract
a preliminary
title report
an acceptable
appraisal
Lenders are
not worried about possible unemployed or under-employed people defaulting
on a loan when 25% of the buyer's money is put into the transaction.
6. Lease-Option
possibilities dry up in a hot sellers market. Sellers can get their homes
sold right away at top price. A lease-option locks the sellers into selling
downstream at last years low price. The rare seller offering a lease-option
typically has a considerably over-priced property.
7. Multiple
Offers on a home you want in a hot sellers market means paying over
the asking price. To avoid this, go down the street to the ugly fixer-upper
that needs paint, carpet, landscaping and some tender loving care (TLC).
8. Most
Fixer
Uppers can be made into a like-new home during the escrow period,
often at the seller's expense with creative negotiating. When escrow closes,
it's like moving into a newly refurbished home. And you won't likely have
the competition of multiple offers during the negotiations!
9. When
you "sign-in"at a new subdivision model home, you are giving up the
commission that may have been reserved for your agent. If you come back
later with your own agent, they will have your signature as the reason
you were attracted to their property, and they will keep the commission
for themselves. If you intend to use a buyer broker, and you should for
your own protection (you have heard the horror stories, haven't you?),
the fee will have to come out of your own pocket. Don't sign in at new
home sales offices if you would like your own buyer's representative and
the protection you deserve. Always have your agent with you to sign in
for you when visiting model homes.
10. Pitfalls
waiting for California Home Buyers is a free videotape reserved only
for our clients. But we do have a CD "Avoiding Costly Mistakes in the Home
Buying Process" that will give you some insight into some of the behind
closed doors things that nobody wants to tell you.
We are an Exclusive Buyer Office.
For information
or help, call any of these numbers:
408-524-0624
650-755-0102 831-338-1512 510-475-1810
800-773-3289
or Email:
Information
Copyright © 1996 - 2004 Porter
Team